HUM (HUM)

Secondary decision view: valuation · portfolio context · the data you need before acting on a single-source signal.
Neutral rule-based

HUM has no clear signal.

  • Buy-zone state: far (+100.1% to floor)
Verdict bucket from deterministic rule (validation / floor distance / risk alerts). LLM narration only — never picks the bucket.

BUY-ZONE DECISION rule signal

$387.12 → $193.46 engine floor
far above at floor

HUM is far above the floor (~100.1% above) — adding here means paying a premium vs. your own threshold. Wait or take partial position only with a strong directional view.

RULES & ALERTS FIRING

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VALUATION

Valuation data not yet available for this ticker. Try again in a few minutes.

Floor Engine

ideal USD 387.12 Confidence medium
discount-to-floor: 2.00×
DIVIDEND ★ high ⓘ
USD 193.46
Yield reverts to historical 95th-percentile (extreme yield level)
16y dividend history (≥10), dividend method reliable
VALUATION low ⓘ
—
method skipped: insufficient PE history (11 months, need 60)
PE reverts to historical 5th-percentile (extreme undervaluation)
EPV high ⓘ
USD 336.05
Zero-growth scenario + current cash/debt (Greenwald franchise value)
EPV GROWTH PREMIUM low ⓘ
USD 628.03
EPV × franchise-value multiplier (compounder premium when ROIC > WACC)
PB medium ⓘ
USD 225.42
P/B reverts to historical 10th-percentile (asset-driven businesses)

YOUR WATCHLIST CONTEXT

○ anonymous
What you'll see after sign-in
Your floor
$XXX.XX
Your golden
$XXX.XX
Market
XXX

· Your personal floor / golden price overlay on the live price

· Per-ticker rule alerts when this stock crosses your thresholds

· Position P&L overlay — what this ticker means inside your full portfolio

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IMPLIED VOLATILITY

Volatility data not yet available — the daily scanner will populate it on the next run.

Earnings Reactions

HUM
8 earnings events · last 2 years
Avg Gap%
-0.33%
Avg Day%
+0.48%
Up Hit Rate
50%
Next Earnings · est.
2026-11-06
in 28d
24-10
25-02
25-04
25-07
25-11
26-02
26-04
26-07
Bar height = |Gap%| normalized to the period max. Green = up, red = down.
Date Time EPS Surprise Gap% Day% Week%
2026-07-29 BMO 7.61 +8.8% -0.13% -5.99% -6.40%
2026-04-29 BMO 10.31 +1.1% -5.45% +5.83% +7.23%
2026-02-11 BMO -3.96 +0.7% -5.70% -3.25% +5.07%
2025-11-05 BMO 3.24 +14.6% -7.50% -6.01% -14.68%
2025-07-29 AMC 6.27 +6.9% +7.30% +12.40% +10.32%
2025-04-30 BMO 11.58 +15.0% +5.43% +1.11% -2.41%
2025-02-11 BMO -2.16 -1.9% +2.56% -3.55% -0.48%
2024-10-30 BMO 4.16 +22.9% +0.87% +3.32% +11.93%

Is HUM (HUM) overvalued right now?

Whether HUM (HUM) is overvalued depends on the lens you use: trailing P/E vs its own history, CAPE vs the broader market, earnings yield vs Treasury yields. We surface all three so you don't have to pick one in isolation.

HUM (HUM) — what's the SELL PUT risk profile?

Selling cash-secured puts on HUM (HUM) is a common income strategy, but the right strike depends on your floor price (the level you'd happily own at) and the option chain's buffer/APY tradeoff. The full ladder view (deferred to a future release) ranks candidates by buffer percentage first, then APY — see the option ladder methodology for why buffer matters more than yield in this strategy.

HUM (HUM) — which option strategy fits your view?

If you're bullish long-term but cautious near-term on HUM (HUM), SELL PUT into your floor zone collects premium while waiting for a better entry. If you already own it and are neutral-to-mildly-bullish, COVERED CALL caps upside but harvests time decay. The wrong strategy on the right ticker still loses money — match the trade to your view, not the other way around.

HUM (HUM) — is now a good entry?

Entry timing on HUM (HUM) is a function of your floor price (hard buy zone) and golden price (back-the-truck-up zone). Both are personal — set them in your watchlist and we'll alert you when the market hits either level.

FAQ

Why does HUM show different P/E numbers on different sites?

Different data providers use different earnings windows (TTM vs forward, GAAP vs adjusted) and update at different cadences. We surface trailing P/E with a 5-year percentile rank to give context — a P/E of 30 is hot for one stock and cold for another.

Does this page show HUM's implied volatility?

Not on this v0 page — the dedicated volatility tool covers IV with multi-source voting (IBKR + Polygon + yfinance). For pure IV lookup, use /tools/volatility. This page is for decision-stage queries that pull together valuation + portfolio context.

How is this different from Yahoo Finance or 雪球's HUM page?

Those sites are great for raw data discovery — last price, news, headline P/E. This page is built for the second look: you've already seen a single-dimension signal somewhere else, now you need multi-dimensional decision context (your floor, the valuation percentile, your portfolio overlay) in one view, not five tabs.