LMND (LMND)

Secondary decision view: valuation · portfolio context · the data you need before acting on a single-source signal.
Neutral

LMND is rated NEUTRAL because valuation data is absent and the sole floor-based route yields low confidence, leaving no strong directional signal.

  • No valuation method is available — PE, PB, PS, and earnings yield spread are all missing, so there is no fundamental anchor to assess overpricing or underpricing.
  • The floor analysis shows a low-confidence verdict of "route alternative" with 0 valid primary floors (dividend, valuation, EPV all null), meaning reliable downside support cannot be established.
  • Implied volatility is elevated at 56.42% but ranks very low historically (4.5th percentile), indicating options are cheap relative to the past year, yet this alone does not justify a bullish or bearish stance.
Verdict bucket from deterministic rule (validation / floor distance / risk alerts). LLM narration only — never picks the bucket.

BUY-ZONE DECISION rule signal

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RULES & ALERTS FIRING

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VALUATION

Valuation data not yet available for this ticker. Try again in a few minutes.

Floor Engine

Using P/B USD 71.52 Confidence low
PB medium
USD 16.14
P/B reverts to historical 10th-percentile (asset-driven businesses)
Bank/insurance — P/B + ROE model applies, EBIT-based valuation does not
BOOK VALUE medium
USD 4.72
Book-value floor (financials; profitable banks shouldn't trade below book long-term)
STRESS DRAWDOWN medium
USD 10.26
Stress floor: if last 5y max drawdown repeats from current price (re-rating-immune)

YOUR WATCHLIST CONTEXT

○ anonymous
What you'll see after sign-in
Your floor
$XXX.XX
Your golden
$XXX.XX
Market
XXX

· Your personal floor / golden price overlay on the live price

· Per-ticker rule alerts when this stock crosses your thresholds

· Position P&L overlay — what this ticker means inside your full portfolio

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IMPLIED VOLATILITY

CURRENT IV 56.4% HV (30D) 56.4% IV RANK (1Y) 4 LOW
IV vs HV · last 1 year

Earnings Reactions

LMND
8 earnings events · last 2 years
Avg Gap%
+4.23%
Avg Day%
+6.08%
Up Hit Rate
75%
24-07
24-10
25-02
25-05
25-08
25-11
26-02
26-04
Bar height = |Gap%| normalized to the period max. Green = up, red = down.
Date Time EPS Surprise Gap% Day% Week%
2026-04-29 BMO -0.49 +13.8% +0.09% -14.85% -19.42%
2026-02-19 BMO -0.29 +32.6% +12.58% -6.18% -16.07%
2025-11-05 BMO -0.51 +27.6% +15.41% +34.21% +31.26%
2025-08-05 BMO -0.76 +0.2% +11.84% +29.54% +47.54%
2025-05-06 BMO -0.76 +9.2% +8.53% +1.03% +8.67%
2025-02-25 AMC -0.42 +25.3% -15.24% -1.59% +15.13%
2024-10-30 AMC -0.95 +6.9% +11.36% +26.77% +45.76%
2024-07-30 AMC -0.81 +7.2% -10.74% -20.33% -32.21%

Is LMND (LMND) overvalued right now?

Whether LMND (LMND) is overvalued depends on the lens you use: trailing P/E vs its own history, CAPE vs the broader market, earnings yield vs Treasury yields. We surface all three so you don't have to pick one in isolation.

LMND (LMND) — what's the SELL PUT risk profile?

Selling cash-secured puts on LMND (LMND) is a common income strategy, but the right strike depends on your floor price (the level you'd happily own at) and the option chain's buffer/APY tradeoff. The full ladder view (deferred to a future release) ranks candidates by buffer percentage first, then APY — see the option ladder methodology for why buffer matters more than yield in this strategy.

LMND (LMND) — which option strategy fits your view?

If you're bullish long-term but cautious near-term on LMND (LMND), SELL PUT into your floor zone collects premium while waiting for a better entry. If you already own it and are neutral-to-mildly-bullish, COVERED CALL caps upside but harvests time decay. The wrong strategy on the right ticker still loses money — match the trade to your view, not the other way around.

LMND (LMND) — is now a good entry?

Entry timing on LMND (LMND) is a function of your floor price (hard buy zone) and golden price (back-the-truck-up zone). Both are personal — set them in your watchlist and we'll alert you when the market hits either level.

FAQ

Why does LMND show different P/E numbers on different sites?

Different data providers use different earnings windows (TTM vs forward, GAAP vs adjusted) and update at different cadences. We surface trailing P/E with a 5-year percentile rank to give context — a P/E of 30 is hot for one stock and cold for another.

Does this page show LMND's implied volatility?

Not on this v0 page — the dedicated volatility tool covers IV with multi-source voting (IBKR + Polygon + yfinance). For pure IV lookup, use /tools/volatility. This page is for decision-stage queries that pull together valuation + portfolio context.

How is this different from Yahoo Finance or 雪球's LMND page?

Those sites are great for raw data discovery — last price, news, headline P/E. This page is built for the second look: you've already seen a single-dimension signal somewhere else, now you need multi-dimensional decision context (your floor, the valuation percentile, your portfolio overlay) in one view, not five tabs.