TD (TD)

Secondary decision view: valuation · portfolio context · the data you need before acting on a single-source signal.
Neutral

TD receives a NEUTRAL bucket as rich valuation metrics offset by limited downside risk signals.

  • The stock's PE and PB both sit at the 100th percentile ($10.66 PE, $1.80 PB), earning an "expensive" valuation verdict.
  • Low confidence in floor estimates and zero valid floors (warnings indicate hard-floor methods do not apply) suggest limited hard support.
  • Implied volatility is elevated at the 73.3rd percentile (19.51%), contributing to a high IV rank label, yet there are zero red alerts or active risk warnings.
Verdict bucket from deterministic rule (validation / floor distance / risk alerts). LLM narration only — never picks the bucket.

BUY-ZONE DECISION rule signal

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RULES & ALERTS FIRING

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VALUATION

Expensive Minor data-source discrepancy — does not affect trend analysis
Trailing P/E
10.7
5-yr percentile: 100%
P/B
1.8
5-yr percentile: 100%
p10
7.8
p25
7.9
p50
8.0
p75
8.3
p90
8.5

This is a growth stock with earnings growth above 20%, and its PEG of 0.29 signals deep value territory even on forward earnings. The current price already factors in the sharp growth rebound, with a forward P/E of 14.8x sitting well above the 10-year median. The biggest risk is that the 51% earnings growth proves unsustainable, reverting the stock to a lower valuation multiple.

Sufficient earnings data; P/E historical percentile directly measures overvaluation or undervaluation

Floor Engine

Using P/B USD 113.16 Confidence low
PB medium
USD 34.67
P/B reverts to historical 10th-percentile (asset-driven businesses)
Bank/insurance — P/B + ROE model applies, EBIT-based valuation does not
BOOK VALUE medium
USD 53.14
Book-value floor (financials; profitable banks shouldn't trade below book long-term)

YOUR WATCHLIST CONTEXT

○ anonymous
What you'll see after sign-in
Your floor
$XXX.XX
Your golden
$XXX.XX
Market
XXX

· Your personal floor / golden price overlay on the live price

· Per-ticker rule alerts when this stock crosses your thresholds

· Position P&L overlay — what this ticker means inside your full portfolio

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IMPLIED VOLATILITY

CURRENT IV 19.5% HV (30D) 19.5% IV RANK (1Y) 73 HIGH
IV vs HV · last 1 year

Earnings Reactions

TD
8 earnings events · last 2 years
Avg Gap%
-0.05%
Avg Day%
-0.64%
Up Hit Rate
62%
Next Earnings · est.
2026-08-27
in 80d
24-08
24-12
25-02
25-05
25-08
25-12
26-02
26-05
Bar height = |Gap%| normalized to the period max. Green = up, red = down.
Date Time EPS Surprise Gap% Day% Week%
2026-05-28 BMO 2.38 +5.3% +0.24% +1.02% +1.38%
2026-02-26 BMO 2.34 +7.8% +0.74% +1.65% -0.11%
2025-12-04 BMO 1.82 -6.0% +0.36% +2.03% +8.84%
2025-08-28 BMO 2.20 +8.8% +3.10% -4.32% -2.21%
2025-05-22 BMO 1.97 +10.4% +1.11% +3.35% +6.59%
2025-02-27 BMO 2.02 +1.9% -1.17% +0.10% -0.89%
2024-12-05 BMO 1.97 -21.8% -3.39% -6.71% -5.55%
2024-08-22 BMO 2.05 -1.2% -1.39% -2.19% -0.52%

Is TD (TD) overvalued right now?

TD (TD) is currently trading at a trailing P/E of 10.7, sitting at the 100th percentile of its 5-year valuation history. A high percentile suggests the market is pricing the stock above its own historical norm — useful context before sizing a new position or selling premium against it.

TD (TD) — what's the SELL PUT risk profile?

Selling cash-secured puts on TD (TD) is a common income strategy, but the right strike depends on your floor price (the level you'd happily own at) and the option chain's buffer/APY tradeoff. The full ladder view (deferred to a future release) ranks candidates by buffer percentage first, then APY — see the option ladder methodology for why buffer matters more than yield in this strategy.

TD (TD) — which option strategy fits your view?

If you're bullish long-term but cautious near-term on TD (TD), SELL PUT into your floor zone collects premium while waiting for a better entry. If you already own it and are neutral-to-mildly-bullish, COVERED CALL caps upside but harvests time decay. The wrong strategy on the right ticker still loses money — match the trade to your view, not the other way around.

TD (TD) — is now a good entry?

Entry timing on TD (TD) is a function of your floor price (hard buy zone) and golden price (back-the-truck-up zone). Both are personal — set them in your watchlist and we'll alert you when the market hits either level.

FAQ

Why does TD show different P/E numbers on different sites?

Different data providers use different earnings windows (TTM vs forward, GAAP vs adjusted) and update at different cadences. We surface trailing P/E with a 5-year percentile rank to give context — a P/E of 30 is hot for one stock and cold for another.

Does this page show TD's implied volatility?

Not on this v0 page — the dedicated volatility tool covers IV with multi-source voting (IBKR + Polygon + yfinance). For pure IV lookup, use /tools/volatility. This page is for decision-stage queries that pull together valuation + portfolio context.

How is this different from Yahoo Finance or 雪球's TD page?

Those sites are great for raw data discovery — last price, news, headline P/E. This page is built for the second look: you've already seen a single-dimension signal somewhere else, now you need multi-dimensional decision context (your floor, the valuation percentile, your portfolio overlay) in one view, not five tabs.