TFC (TFC)

Secondary decision view: valuation · portfolio context · the data you need before acting on a single-source signal.
Neutral rule-based

TFC has no clear signal.

Verdict bucket from deterministic rule (validation / floor distance / risk alerts). LLM narration only — never picks the bucket.

BUY-ZONE DECISION rule signal

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RULES & ALERTS FIRING

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VALUATION

Valuation data not yet available for this ticker. Try again in a few minutes.

Floor Engine

Using P/B USD 50.43 Confidence low
PB medium
USD 28.19
P/B reverts to historical 10th-percentile (asset-driven businesses)
Bank/insurance — P/B + ROE model applies, EBIT-based valuation does not
PSR medium
USD 0.06
PSR reverts to historical 10th-percentile (growth stocks pre-stable-earnings)
BOOK VALUE medium
USD 48.04
Book-value floor (financials; profitable banks shouldn't trade below book long-term)

YOUR WATCHLIST CONTEXT

○ anonymous
What you'll see after sign-in
Your floor
$XXX.XX
Your golden
$XXX.XX
Market
XXX

· Your personal floor / golden price overlay on the live price

· Per-ticker rule alerts when this stock crosses your thresholds

· Position P&L overlay — what this ticker means inside your full portfolio

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IMPLIED VOLATILITY

CURRENT IV 17.6% HV (30D) 17.6% IV RANK (1Y) 17 LOW
IV vs HV · last 1 year

Earnings Reactions

TFC
8 earnings events · last 2 years
Avg Gap%
-0.09%
Avg Day%
+0.85%
Up Hit Rate
38%
Next Earnings · est.
2026-10-16
in 46d
24-10
25-01
25-04
25-07
25-10
26-01
26-04
26-07
Bar height = |Gap%| normalized to the period max. Green = up, red = down.
Date Time EPS Surprise Gap% Day% Week%
2026-07-17 BMO 1.23 +13.8% -0.66% -1.41% -2.80%
2026-04-17 BMO 1.09 +9.4% -1.40% +2.31% +2.63%
2026-01-21 BMO 1.12 +2.7% -2.67% +1.79% +2.38%
2025-10-17 BMO 1.04 +5.0% +2.21% +3.67% +7.54%
2025-07-18 BMO 0.90 -2.2% +0.64% -1.69% +1.42%
2025-04-17 BMO 0.89 +3.0% -2.47% -0.28% +4.64%
2025-01-17 BMO 0.91 +3.8% +4.54% +5.94% +5.85%
2024-10-17 BMO 0.97 +7.5% -0.94% -3.55% -2.49%

Is TFC (TFC) overvalued right now?

Whether TFC (TFC) is overvalued depends on the lens you use: trailing P/E vs its own history, CAPE vs the broader market, earnings yield vs Treasury yields. We surface all three so you don't have to pick one in isolation.

TFC (TFC) — what's the SELL PUT risk profile?

Selling cash-secured puts on TFC (TFC) is a common income strategy, but the right strike depends on your floor price (the level you'd happily own at) and the option chain's buffer/APY tradeoff. The full ladder view (deferred to a future release) ranks candidates by buffer percentage first, then APY — see the option ladder methodology for why buffer matters more than yield in this strategy.

TFC (TFC) — which option strategy fits your view?

If you're bullish long-term but cautious near-term on TFC (TFC), SELL PUT into your floor zone collects premium while waiting for a better entry. If you already own it and are neutral-to-mildly-bullish, COVERED CALL caps upside but harvests time decay. The wrong strategy on the right ticker still loses money — match the trade to your view, not the other way around.

TFC (TFC) — is now a good entry?

Entry timing on TFC (TFC) is a function of your floor price (hard buy zone) and golden price (back-the-truck-up zone). Both are personal — set them in your watchlist and we'll alert you when the market hits either level.

FAQ

Why does TFC show different P/E numbers on different sites?

Different data providers use different earnings windows (TTM vs forward, GAAP vs adjusted) and update at different cadences. We surface trailing P/E with a 5-year percentile rank to give context — a P/E of 30 is hot for one stock and cold for another.

Does this page show TFC's implied volatility?

Not on this v0 page — the dedicated volatility tool covers IV with multi-source voting (IBKR + Polygon + yfinance). For pure IV lookup, use /tools/volatility. This page is for decision-stage queries that pull together valuation + portfolio context.

How is this different from Yahoo Finance or 雪球's TFC page?

Those sites are great for raw data discovery — last price, news, headline P/E. This page is built for the second look: you've already seen a single-dimension signal somewhere else, now you need multi-dimensional decision context (your floor, the valuation percentile, your portfolio overlay) in one view, not five tabs.